Our Services
In retirement, the best offense is a good defense.
At Ambrose Wealth Management, we offer a comprehensive suite of services designed to help you preserve your wealth and enjoy a fulfilling retirement. Our goal is to provide personalized strategies that not only meet your current needs but also protect your financial future. Here’s how we can help:
Retirement Income Planning
Retirement Income Planning is essential to maintain your lifestyle without the fear of outliving your savings. We work closely with you to develop a customized income strategy that includes:
- Sustainable Withdrawal Strategies: Creating a plan that balances your income needs with preserving your nest egg.
- Diversified Income Streams: Leveraging defined benefit pensions, annuities, and other reliable income sources.
- Longevity Planning: Ensuring your funds support you throughout your retirement years.

Why It’s Useful: By meticulously planning your retirement income, you can enjoy your retirement with confidence.
Investment Management
We focus on preserving your wealth by minimizing downside risks while taking advantage of market upsides. Our approach includes:
- Risk Management: Strategies to protect your assets from market volatility.
- Portfolio Diversification: Minimizing risk through asset allocation.
- Active Monitoring: Adjusting your portfolio in response to market changes.

Why It’s Useful: Effective investment management helps you maintain your wealth, helping ensure your investments support your retirement goals.
Annuities
Annuities can provide a steady income stream during retirement. Our services include:
- Product Selection: Choosing the right annuities to meet your income needs.
- Income Integration: Incorporating annuities into your overall retirement plan.
- Risk Mitigation: Using annuities to protect against longevity and market risks.

Why It’s Useful: Annuities offer guaranteed income, providing confidence in retirement.
Long-Term Care Planning
Planning for potential long-term care needs is crucial. Our services include:
- Cost Estimation: Understanding potential future care costs.
- Insurance Solutions: Evaluating long-term care insurance options.
- Asset Protection: Strategies to protect your wealth from care expenses.
Why It’s Useful: Proper planning helps ensure you receive the care you need without depleting your savings.
Insurance Strategies
Protecting your financial well-being requires a robust insurance strategy. Our offerings include:
- Life Insurance: Providing for your loved ones.
- Disability Insurance: Protecting your income.
- Asset Protection: Safeguarding your wealth.
Why It’s Useful: Personalized insurance coverage helps ensure your financial plans remain intact.
Start your journey towards financial freedom
Ready to take the next step? Contact us to schedule a consultation.
ambrose@ambrosewm.com
(610) 613-2181
Ambrose Wealth Management
1434 Brintons Bridge Road, Suite 3
Chadds Ford, Pa. 19317
Privacy & Terms
By contacting us, downloading booklets, or attending events, you may be offered a meeting to discuss how our services as an Investment Advisor, Retirement and Wealth Planning firm, can meet your pre and post-retirement needs. Investment advisory services offered through Ambrose Wealth Management, is a State Registered Investment advisor in Pennsylvania and Delaware.

All written content on this site is for information purposes only. Opinions expressed herein are solely those of Ambrose Wealth Management and our editorial staff. Material presented is believed to be from reliable sources, however, we make no representations as to its accuracy or completeness. All information and ideas should be discussed in detail with your individual adviser prior to implementation. Fee based financial planning and investment advisory services are offered by Ambrose Wealth Management a Registered Investment Advisor in the State of Pennsylvania and Delaware.
The presence of this web site shall in no way be construed or interpreted as a solicitation to sell or offer to sell investment advisory services to any residents of any State other than the States of Pennsylvania and Delaware or where otherwise legally permitted. Ambrose Wealth Management and Thomas K Ambrose or any of its professional alliances are not affiliated with or endorsed by any securities, Investment, or Insurance company or the Social Security Administration or any government agency.
This content is for informational purposes only and should not be used to make any financial decisions. Exclusive rights to certain materials on this site or through this site belongs to Ambrose Wealth Management. Unauthorized use of the material is prohibited.
We are an independent financial services firm helping individuals create retirement strategies using a variety of investment and insurance products to custom suit their needs and objectives. This material has been prepared for informational and educational purposes only. It is not intended to provide, and should not be relied upon for, accounting, legal, tax or investment advice.
Investing involves risk, including the loss of principal. No Investment strategy can guarantee a profit or protect against loss in a period of declining values. Any references to protection benefits or lifetime income generally refer to fixed insurance products, never securities or investment products. Insurance and annuity products are backed by the financial strength and claims-paying ability of the issuing insurance company.
Insurance products are recommended and sold based on the best interest standard at both the state and insurance carrier level. Tom Ambrose is a licensed insurance professional . This means that insurance and annuity recommendations must be in the best interest of the client with any conflicts of interest fully disclosed to the client. Additional details are available in our firm's ADV Part 2A and Form CRS (for advisory services) and the Insurance Agent Disclosure for Annuities form (for annuity recommendations).